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Turn Your Dreams Into Reality With Canadian Mortgages Inc. Friday, December 18, 2009. The Goal is to Pay Down the Mortgage. When someone takes out a mortgage. From a bank or another lending institution the lender will sit down with the borrower and they will layout for them the amount of periodic payments they feel is correct for the life of the loan. Tuesday, December 15, 2009. However, the one thing that mortgagees need to know is that the mortgage amortization process starts off slowly. In fact, in th.

It does not matter if you are applying for a 1 or a 5 year term. If the term is a fixed rate and equal to or greater than 5 years, the actual customer rate capped rate is used as the qualifying rate.